How to Stay Safe on the Road this Winter
Thousands of people are injured or killed every winter because of overconfidence or unpreparedness while driving in dangerous conditions. It is important for everyone to keep safety tips in mind while driving in wintry conditions. The first step is making sure a vehicle is equipped. To do this, use the following tips: Make sure…
Read More94 Earthquakes Reported in Kansas in 2014
Excluded Coverages should be Addressed before a Catastrophic Event Occurs We might think of Missouri before Kansas when considering the risk of an earthquake. However, Kansas has recorded 94 earthquakes to date in 2014 (Insurance Journal). This is significant to property owners because basic (ie. unendorsed) property policies exclude earthquake coverage. Because insurance policies often…
Read MoreWhat Drivers Need to Know to Stay Protected From Deer Collisions
Safe driving is a must when deer are plentiful. During fall and spring, deer are much more common to see on the roads. This is due to fall breeding and plentiful food during the spring months. These animals are most active around sunrise and sunset, which are both times when it is especially difficult to…
Read More10 Ways Commercial Property Owners Can Protect Vacant Buildings
Vacant buildings are common products of a slow economy. Researchers say that recent statistics only show about a one percent decrease in vacant buildings in recent years. If buildings do not have any personal property or occupants in them, they are more likely to face several types of problems. Every year, there are over 30,000…
Read MoreIs Your Home Safe From Lightning Strikes?
One important bit of advice to remember is that if thunder is audible and lightning is visible, it is time to take cover. Failing to do so could be a deadly mistake. There are many people who enjoy thunderstorms, and some people are fascinated by watching the bright flashes of lightning flicker across the sky…
Read MoreShould I Buy My Insurance Online? (part 2)
“Of course you would say that. You’re an agent.” Growing consumer confidence in the Independent Agency system proves this point, as Independent Agency market share of personal auto insurance continues to show growth. Despite massive Television and internet advertising campaigns that lend familiarity to a number of national insurance companies and drives consumers to “get…
Read MoreShould I Buy My Insurance Online? (part 1)
24/7 online quoting offers consumers unprecedented convenience. However, treating insurance like a commodity can be dangerous. Consider a medical world where one could research his or her symptoms, prescribe one’s own prescriptions and be both doctor and pharmacist. Disregard for the value of such occupational expertise poses serious risks. Purchasing insurance online may not put…
Read More