Rising Home Repair Costs and How It Affects Your Insurance
Owning your own home can be a life-long dream for many people, but with ownership comes the responsibility to take care of it. A big problem many homeowners are dealing with right now is that fixing things in their homes is getting more expensive. And when repair costs increase, home insurance costs also increase in…
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Understanding Ordinance or Law Coverage
Ordinance or law coverage is a crucial aspect of insurance that individuals should consider to safeguard themselves from unexpected expenses related to building codes, regulations, and ordinances. In this article, we will explore the importance of ordinance or law coverage and its significance in protecting individuals. Understanding Ordinance or Law Coverage Ordinance or law coverage,…
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Personal Cyber Coverage Explained
Personal Cyber Coverage is a newer coverage offered on Homeowners policies. As we become more dependent on technology this is an important coverage to consider having. Common cyber incidents include bank fraud, identity theft, data loss, extortion, and cyberbullying. Please download and read the information below for a detailed explanation of personal cyber coverage. Reach…
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Hot to Prevent Catalytic Converter Theft
Our agency has seen firsthand an increase in thefts of catalytic converters. Catalytic converters are being stolen from vehicles at an increased rate for several reasons. Replacing a stolen catalytic converter can be very expensive. Please download and read the information for ideas on how to prevent catalytic converter thefts.
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Why You Should Refer Your Friends and Family to an Independent Insurance Agent
Having the right insurance coverage is important, not just for yourself but also for your friends and loved ones. If you want to protect your family’s future, consider referring them to a trusted insurance agent who can help them find the right coverage. Car insurance is a necessary investment for all drivers. Auto accidents can…
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Fire Safety During the Holidays
The time for the annual winter holidays is on our doorstep. With that comes a lot of good cheer, celebrations, and spending quality time with your loved ones. Unfortunately, according to the National Fire Protection Association, this time of the year also increases the risk of residential fires, injuries, and even deaths. Let’s take a…
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Tips for Teen Drivers
Ever since teenagers started driving, adults have told them what to do. It’s with good reason; teens are three times more likely to be in an accident before age 18 than a more experienced adult is. New teen drivers could avoid many collisions they could be involved in by taking some of the sage advice…
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Flexible Underwriting – The Benefits of Working With An Independent Insurance Agent
Not all homeowners realize the differences between using a ‘captive’ insurance agent who only works for one specific company and an independent insurance agent who can look for the best deal from a variety of insurance companies. This article examines the benefits of independent insurance agents in more detail. Quotes From a Variety of Insurance…
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My Neighbor’s Tree Fell on My Garden Shed – Whose Insurance Pays?
Imagine you’ve been involved in a car accident. Insurance information gets exchanged and claims get filed, but how do insurance companies determine who pays for what? The simple answer is that it just depends on the circumstances. Liability Claims If you are involved in an accident, the other party may file a claim with your…
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Happy Holidays to All
The nights are getting longer, but thanks to warm homes, an abundance of healthy food, and the company of our friends and family, the winter days seem especially bright. While it’s easy to get caught up in the hustle and bustle of daily life, the holiday season is a time to remember what’s really important.…
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