Barndominium

Insuring a Barndominium

Barndominium structures or “Barndos” are a type of building that integrates living areas with spacious open spaces commonly utilized as workshops or garages and sometimes even as stables. From their initial roots as barn conversions into residential spaces to the present trend of constructing barndominium homes from scratch, they have gained traction mainly due to…

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AI Hacker

Artificial Intelligence is becoming increasingly tricky – How to protect your family and business.

The internet has become a part of our daily lives serving various purposes such as banking, shopping, staying connected with loved ones and safeguarding personal information. As artificial intelligence advances, distinguishing between legitimate requests and fraudulent activities from cybercriminals is increasingly challenging. Incidents like data breaches, identity theft and online scams have unfortunately become all…

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high-tech car

Car Insurance Factors

Understanding the factors that determine your car insurance can be confusing at times. However, with clear knowledge, you can make informed decisions and potentially unlock significant savings. This article details the key factors influencing your car insurance premium, empowering you to take charge of your financial journey. Driving Record Your driving record is a primary…

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New Car Insurance

Keeping your Insurance Policies Up to Date

Over time, many things change, some of which may affect your insurance. You might buy a new car, add a room to your home, or welcome a new driver into your family. The holiday season and the upcoming new year are great times to note these changes and notify us so we can update your…

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Roofer

Rising Home Repair Costs and How It Affects Your Insurance

Owning your own home can be a life-long dream for many people, but with ownership comes the responsibility to take care of it. A big problem many homeowners are dealing with right now is that fixing things in their homes is getting more expensive. And when repair costs increase, home insurance costs also increase in…

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Building demolition

Understanding Ordinance or Law Coverage

Ordinance or law coverage is a crucial aspect of insurance that individuals should consider to safeguard themselves from unexpected expenses related to building codes, regulations, and ordinances. In this article, we will explore the importance of ordinance or law coverage and its significance in protecting individuals. Understanding Ordinance or Law Coverage Ordinance or law coverage,…

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Cyber security

Personal Cyber Coverage Explained

Personal Cyber Coverage is a newer coverage offered on Homeowners policies. As we become more dependent on technology this is an important coverage to consider having. Common cyber incidents include bank fraud, identity theft, data loss, extortion, and cyberbullying. Please download and read the information below for a detailed explanation of personal cyber coverage. Reach…

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Catalytic Converter

Hot to Prevent Catalytic Converter Theft

Our agency has seen firsthand an increase in thefts of catalytic converters. Catalytic converters are being stolen from vehicles at an increased rate for several reasons. Replacing a stolen catalytic converter can be very expensive. Please download and read the information for ideas on how to prevent catalytic converter thefts.

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a candle

Fire Safety During the Holidays

The time for the annual winter holidays is on our doorstep. With that comes a lot of good cheer, celebrations, and spending quality time with your loved ones. Unfortunately, according to the National Fire Protection Association, this time of the year also increases the risk of residential fires, injuries, and even deaths. Let’s take a…

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