Personal
Understanding Ordinance or Law Coverage
Ordinance or law coverage is a crucial aspect of insurance that individuals should consider to safeguard themselves from unexpected expenses related to building codes, regulations, and ordinances. In this article, we will explore the importance of ordinance or law coverage and its significance in protecting individuals. Understanding Ordinance or Law Coverage Ordinance or law coverage,…
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Personal Cyber Coverage Explained
Personal Cyber Coverage is a newer coverage offered on Homeowners policies. As we become more dependent on technology this is an important coverage to consider having. Common cyber incidents include bank fraud, identity theft, data loss, extortion, and cyberbullying. Please download and read the information below for a detailed explanation of personal cyber coverage. Reach…
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Hot to Prevent Catalytic Converter Theft
Our agency has seen firsthand an increase in thefts of catalytic converters. Catalytic converters are being stolen from vehicles at an increased rate for several reasons. Replacing a stolen catalytic converter can be very expensive. Please download and read the information for ideas on how to prevent catalytic converter thefts.
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Fire Safety During the Holidays
The time for the annual winter holidays is on our doorstep. With that comes a lot of good cheer, celebrations, and spending quality time with your loved ones. Unfortunately, according to the National Fire Protection Association, this time of the year also increases the risk of residential fires, injuries, and even deaths. Let’s take a…
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Tips for Teen Drivers
Ever since teenagers started driving, adults have told them what to do. It’s with good reason; teens are three times more likely to be in an accident before age 18 than a more experienced adult is. New teen drivers could avoid many collisions they could be involved in by taking some of the sage advice…
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My Neighbor’s Tree Fell on My Garden Shed – Whose Insurance Pays?
Imagine you’ve been involved in a car accident. Insurance information gets exchanged and claims get filed, but how do insurance companies determine who pays for what? The simple answer is that it just depends on the circumstances. Liability Claims If you are involved in an accident, the other party may file a claim with your…
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Insuring your ATV or Side by Side
An all-terrain vehicle is a great way to explore the great outdoors. If you have a new ATV – a new utility task vehicle or side by side – you’re no doubt eager to take it out for a drive. Before you do, however, you need to make sure you have the right insurance coverage.…
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Delivery Service & Your Personal Auto Policy
If you take a job as a delivery driver, it is important to understand how your auto insurance policy works. If you do not take extra steps to get your delivery job approved, you may lose your insurance coverage or not be covered for an accident. Here is what you need to know. Personal Insurance…
Read MoreAre Service Lines Covered Under My Home Insurance?
Did you know that damage to your house’s service lines is not typically covered by homeowners insurance? This includes: Water lines Sewer Electric Natural Gas Cable TV Internet Fiber Optics And Others While these items are buried, and you might not think they are susceptible to damage, you would be wrong. Damage to underground service…
Read MoreDisasters that Insurance Policies do not Cover
Every year, many home and business owners discover there are certain disasters their policies do not cover. It is important to consider these issues before they happen and cause damage that will have to be paid for out of pocket. Earthquakes, floods, and acts of terrorism are three types of disasters that a policy will…
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